Strategic insurance and banking professional with 15+ years of experience, specializing in the design and implementation of insurance and bancassurance models. Proven track record of leading cross-functional teams and initiatives across product, compliance, operation, and legal within matrixed and regulated environments. Commercially driven and data-fluent, with deep understanding of embedded propositions, B2B2C sales, and customer-centric product development. Trusted advisor to senior leadership, with experience presenting to executive boards with a strong foundation in strategic delivery and execution. Determined and efficient in co-operation with stakeholders and partners with strong interpersonal skills and long-term sales experience.